Car Loan Calculator

Estimate your monthly payment and total cost with price, down payment, trade-in, taxes, fees, APR, and term. See a full amortization schedule and email yourself the results.

Vehicle price

Down payment

Trade-in value

Trade-in loan payoff (if any)

Subtracted from trade equity.

Sales tax rate (%)

Applied to taxable portion (price minus eligible credits). This varies by location.

Doc/registration fees

APR (%)

Term (months)

Cash rebate (optional)

Include taxes in loan?

Tip: Longer terms lower the monthly payment but increase total interest. Aim to keep the loan length as short as your budget allows.

Loan amount

—

Monthly payment

—

Total interest

—

Total paid

—

Amortization (first 24 months)

Month	Payment	Principal	Interest	Balance

Full schedule continues beyond 24 months; export via email to save.