LockHabit

Student Loan Repayment Calculator

Estimate monthly payment, total interest, and payoff date. Add optional extra payments and email the schedule to yourself.

Principal you owe right now.
Annual percentage rate.
Length of the repayment plan.
Applied directly to principal each month.
If empty, today’s month is used.
Loads last saved income (from Income calculator) to consider affordability.

Note: This is a general amortization model (standard/fixed payment). Country-specific student loan programs and income-driven plans vary.

Estimated payment
Payoff date
Total interest
Total paid

Paydown progress

0% principal paid

Amortization schedule

Month Payment Principal Interest Balance
Totals