We respect your privacy. This policy explains what we collect, how we use it, and your choices. This policy applies to the website, waitlist, simulator, and production services when available.

1. Data We Collect

• Contact: email, name (waitlist, support).
• Usage: pages visited, device/browser metadata (analytics, security).
• Identity & KYC (production only): if you open an account, required data per law.
• Financial (production only): deposit history, lock terms, loan data.

2. How We Use Data

• Operate and improve our services.
• Send waitlist confirmations and product updates.
• Security, fraud prevention, and compliance.
• Aggregate statistics (non-identifiable) for performance and product research.

3. Sharing

• With service providers (e.g., cloud hosting, email, analytics) bound by contract.
• With partner banks and payment networks when you open an account (production only).
• For legal, compliance, fraud, or safety reasons.
• We do not sell your personal information.

4. Cookies & Analytics

We may use privacy-focused analytics and essential cookies to operate the site and measure performance.

5. Your Choices

• Unsubscribe from marketing emails anytime.
• Request access, correction, or deletion where applicable.

6. Security

We employ technical and organizational measures to protect data. No method is 100% secure.

7. Children

Services are intended for adults 18+ and not directed to children.

8. Changes

We may update this policy and will post the new effective date below.

9. Contact

Email lockhabit@outlook.com with privacy questions.

Effective: