LockHabit

Retirement Planner

Basic plan → quick snapshot. Advanced assumptions stay in dropdowns. We’ll import your net income if available to suggest a starting contribution.

Basic plan

Total across 401(k)/IRA/etc.
Prefill: ~10% of net from Income tool (if present).

Snapshot

Projected nest egg (at retirement)
Required nest egg (for your goal)
Gap (need − projected)
Sustainable annual income
Inputs auto-save to this device.
Inflation & returns ▾
Used to convert your desired income (today’s $) into retirement $ and to show real balances.
E.g., retire at 67 and plan to age 92 → 25 years.
Income goal ▾
We’ll inflate this to retirement using your inflation %.
Subtracts from required withdrawals.
Milestones & table ▾

Milestones (every 5 years)

AgeBalance (nominal)Balance (today’s $)